:root {
  --page-bg: #f3f2f0;
  --surface: #ffffff;
  --surface-soft: #ece8e2;
  --ink: #292523;
  --muted: #625b55;
  --line: #ddd7cf;
  --brand: #7b171b;
  --brand-strong: #4d0e11;
  --brand-soft: #a05a45;
  --gold: #b58a52;
  --gold-soft: #e2d2bd;
  --header-height: 90px;
  --content: min(1180px, calc(100vw - 48px));
  --wide: min(1320px, calc(100vw - 48px));
  --shadow: 0 24px 64px rgba(35, 28, 25, 0.12);
  font-family: "Segoe UI", Arial, sans-serif;
}

* { box-sizing: border-box; }

html { min-height: 100%; scroll-behavior: smooth; }

body {
  min-height: 100%;
  margin: 0;
  color: var(--ink);
  background: var(--page-bg);
  line-height: 1.55;
}

img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, textarea, select { font: inherit; }

a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible {
  outline: 3px solid rgba(123, 23, 27, 0.24);
  outline-offset: 3px;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: absolute;
  left: 18px;
  top: -90px;
  z-index: 60;
  padding: 10px 14px;
  color: #fff;
  background: var(--brand);
}

.skip-link:focus { top: 16px; }

.block-shell,
.header-shell,
.footer-shell,
.public-container {
  width: var(--content);
  margin-left: auto;
  margin-right: auto;
  margin-inline: auto;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 50;
  background: rgba(255, 255, 255, 0.92);
  border-bottom: 1px solid rgba(125, 105, 92, 0.08);
  backdrop-filter: blur(14px);
  transition: background-color 220ms ease, box-shadow 220ms ease;
}

.site-header.is-scrolled,
.site-header.is-search-open,
.site-header.is-menu-open {
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 12px 36px rgba(31, 23, 20, 0.08);
}

.header-shell {
  width: min(1320px, calc(100vw - 96px));
  min-height: var(--header-height);
  display: grid;
  grid-template-columns: 332px minmax(0, 1fr) auto;
  align-items: center;
  gap: clamp(20px, 2.2vw, 36px);
}

.brand-mark,
.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-width: 0;
  color: var(--brand);
  font-size: 1.08rem;
  font-weight: 800;
  line-height: 1.05;
}

.brand-symbol {
  position: relative;
  width: 38px;
  height: 38px;
  flex: 0 0 auto;
  border-radius: 50%;
  background: conic-gradient(from 20deg, var(--gold) 0 28%, var(--brand) 28% 70%, #2f2b29 70% 100%);
}

.brand-symbol::before {
  content: "";
  position: absolute;
  inset: 9px;
  border-radius: 50%;
  background: #fff;
}


.brand-logo-image {
  display: block;
  width: min(252px, 100%);
  height: auto;
  max-height: 68px;
  object-fit: contain;
  object-position: left center;
}
.brand-symbol::after {
  content: "";
  position: absolute;
  left: 12px;
  top: 7px;
  width: 11px;
  height: 20px;
  border-radius: 16px 16px 6px 6px;
  background: var(--brand);
  transform: rotate(-34deg);
}

.brand-symbol.inverse::before { background: #321b1d; }
.brand-symbol.inverse::after { background: #fff; }
.brand-text { max-width: 128px; overflow-wrap: normal; }

.primary-navigation {
  display: flex;
  justify-content: center;
  align-items: center;
  min-width: 0;
  gap: clamp(18px, 1.75vw, 30px);
}

.nav-item { position: relative; }

.nav-link {
  position: relative;
  display: inline-flex;
  align-items: center;
  min-height: var(--header-height);
  padding: 0 1px;
  color: #24201f;
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  white-space: nowrap;
  transition: color 220ms ease;
}

.nav-link::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 16px;
  height: 2px;
  background: var(--brand);
  opacity: 0;
  transform: scaleX(0);
  transform-origin: left center;
  transition: transform 240ms ease, opacity 240ms ease;
}

.nav-item:hover .nav-link,
.nav-item:focus-within .nav-link,
.nav-item.is-open .nav-link {
  color: var(--brand-strong);
}

.nav-item:hover .nav-link::after,
.nav-item:focus-within .nav-link::after,
.nav-item.is-open .nav-link::after {
  opacity: 1;
  transform: scaleX(1);
}

.nav-mega-panel {
  position: fixed;
  left: 0;
  right: 0;
  top: var(--header-height);
  z-index: 45;
  padding: clamp(42px, 5vw, 70px) 0;
  background: #f2f1ef;
  box-shadow: 0 30px 70px rgba(30, 24, 20, 0.1);
  opacity: 0;
  pointer-events: none;
  transform: translateY(-12px);
  transition: opacity 220ms ease, transform 220ms ease;
}

.nav-item:hover .nav-mega-panel,
.nav-item:focus-within .nav-mega-panel,
.nav-item.is-open .nav-mega-panel {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.nav-mega-inner {
  width: min(1120px, calc(100vw - 48px));
  margin-inline: auto;
  display: grid;
  grid-template-columns: minmax(240px, 29.6%) minmax(0, 1fr);
  gap: 5%;
  align-items: start;
}

.nav-mega-inner.without-image { grid-template-columns: 1fr; }
.nav-mega-image {
  display: block;
  overflow: hidden;
  background: #e8e3da;
}
.nav-mega-image img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; display: block; }
.nav-child-grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(180px, 0.85fr) minmax(250px, 1.35fr);
  gap: 22px 30px;
  padding: 30px 0 4px;
}
.nav-child-grid::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: 0;
  height: 2px;
  background: var(--brand);
}
.nav-child-link {
  display: inline-flex;
  align-items: flex-end;
  justify-content: flex-start;
  gap: 12px;
  min-height: 30px;
  padding: 0;
  color: var(--ink);
  background: transparent;
  border: 0;
  font-size: 1rem;
  font-weight: 800;
  line-height: 1.25;
  transition: color 180ms ease;
}
.nav-child-link:hover { color: var(--brand); }
.nav-child-link i {
  width: 9px;
  height: 9px;
  border-top: 2px solid currentColor;
  border-right: 2px solid currentColor;
  opacity: 0;
  transform: translateX(-8px) rotate(45deg);
  transition: opacity 180ms ease, transform 180ms ease;
}
.nav-child-link:hover i,
.nav-child-link:focus-visible i {
  opacity: 1;
  transform: translateX(0) rotate(45deg);
}

.header-utility {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: clamp(14px, 1.3vw, 22px);
  padding-left: clamp(20px, 2vw, 32px);
  margin-left: clamp(8px, 1.2vw, 18px);
}

.header-utility::before {
  content: "";
  width: 1px;
  height: 24px;
  background: linear-gradient(180deg, transparent, rgba(41, 37, 35, .18), transparent);
}

.utility-link {
  color: rgba(36, 32, 31, .72);
  font-size: 0.72rem;
  font-weight: 650;
  letter-spacing: -0.01em;
  white-space: nowrap;
  transition: color 180ms ease;
}

.utility-link:hover, .utility-link:focus-visible { color: var(--brand-strong); }
.search-open-button, .language-current, .menu-toggle { border: 0; background: transparent; color: #24201f; cursor: pointer; }
.search-open-button {
  position: relative;
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  color: #171312;
  border-radius: 999px;
  transition: color 180ms ease, background-color 180ms ease;
}

.search-open-button::after {
  content: "";
  position: absolute;
  right: -10px;
  top: 50%;
  width: 1px;
  height: 22px;
  background: linear-gradient(180deg, transparent, rgba(41, 37, 35, .16), transparent);
  transform: translateY(-50%);
}

.search-open-button:hover, .search-open-button:focus-visible { color: var(--brand-strong); background: rgba(123, 23, 27, .045); }
.search-glyph { width: 16px; height: 16px; border: 1.8px solid currentColor; border-radius: 50%; position: relative; }
.search-glyph::after { content: ""; position: absolute; width: 8px; height: 1.8px; right: -6px; bottom: -4px; background: currentColor; transform: rotate(45deg); transform-origin: left center; }

.language-switcher { position: relative; z-index: 70; }

.language-current {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  min-height: 42px;
  padding: 0 10px;
  color: #24201f;
  border-radius: 999px;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: .02em;
  transition: color 180ms ease, background-color 180ms ease;
}

.language-current:hover,
.language-current:focus-visible,
.language-switcher.is-open .language-current {
  color: var(--brand-strong);
  background: rgba(123, 23, 27, .055);
}

.language-current i {
  flex: 0 0 auto;
  width: 7px;
  height: 7px;
  border-right: 1.8px solid currentColor;
  border-bottom: 1.8px solid currentColor;
  transform: rotate(45deg) translateY(-2px);
  transition: transform 180ms ease;
}

.language-switcher.is-open .language-current i { transform: rotate(225deg) translate(-1px, -1px); }

.language-menu {
  position: absolute;
  right: 0;
  top: calc(100% + 12px);
  display: grid;
  min-width: 218px;
  padding: 10px;
  background: #fff;
  border: 1px solid rgba(125, 105, 92, 0.14);
  box-shadow: 0 24px 62px rgba(31, 23, 20, 0.18);
  visibility: hidden;
  opacity: 0;
  pointer-events: none;
  transform: translateY(-8px) scale(.98);
  transform-origin: 86% 0;
  transition: opacity 180ms ease, transform 180ms ease, visibility 0ms linear 180ms;
  backdrop-filter: blur(8px);
  z-index: 80;
}

.language-menu::before {
  content: "";
  position: absolute;
  right: 18px;
  top: -6px;
  width: 12px;
  height: 12px;
  background: #fff;
  border-left: 1px solid rgba(125, 105, 92, 0.14);
  border-top: 1px solid rgba(125, 105, 92, 0.14);
  transform: rotate(45deg);
}

.language-switcher.is-open .language-menu { visibility: visible; opacity: 1; pointer-events: auto; transform: translateY(0) scale(1); transition-delay: 0ms; }

@media (hover: hover) and (pointer: fine) {
  .language-switcher:hover .language-current { color: var(--brand-strong); background: rgba(123, 23, 27, .055); }
}

.language-option {
  position: relative;
  display: grid;
  grid-template-columns: 42px minmax(0, 1fr) 18px;
  align-items: flex-end;
  gap: 10px;
  min-height: 42px;
  padding: 0 12px;
  color: #24201f;
  font-size: 0.88rem;
  font-weight: 650;
  transition: color 160ms ease, background-color 160ms ease, transform 160ms ease;
}

.language-option-code {
  color: var(--brand);
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: .06em;
}

.language-option.is-current,
.language-option:hover,
.language-option:focus-visible {
  color: var(--brand-strong);
  background: linear-gradient(90deg, rgba(123, 23, 27, .09), rgba(181, 138, 82, .05));
}

.language-option:hover { transform: translateX(2px); }
.language-option.is-current::after { content: ""; width: 7px; height: 11px; justify-self: end; border-right: 2px solid var(--brand); border-bottom: 2px solid var(--brand); transform: rotate(45deg); }

.menu-toggle { display: none; width: 44px; height: 44px; align-content: center; justify-content: center; gap: 5px; border-radius: 999px; transition: color 180ms ease, background-color 180ms ease; }
.menu-toggle span:not(.sr-only) { display: block; width: 24px; height: 2px; margin: 5px auto; background: currentColor; }
.menu-toggle:hover, .menu-toggle:focus-visible { color: var(--brand-strong); background: rgba(123, 23, 27, .045); }

.site-search-panel { position: absolute; left: 0; right: 0; top: 100%; padding: 22px 0; background: #fff; border-top: 1px solid var(--line); box-shadow: 0 18px 44px rgba(30, 24, 20, 0.12); opacity: 0; pointer-events: none; transform: translateY(-8px); transition: opacity 180ms ease, transform 180ms ease; }
.site-search-panel.is-open { opacity: 1; pointer-events: auto; transform: translateY(0); }
.search-form { width: var(--content); margin: 0 auto; display: grid; grid-template-columns: minmax(0, 1fr) auto auto; gap: 10px; }
.search-form input { min-height: 52px; border: 1px solid var(--line); padding: 0 16px; }
.search-form button { min-height: 52px; border: 0; padding: 0 18px; color: #fff; background: var(--brand); font-weight: 900; cursor: pointer; }
.search-close-button span { display: block; width: 18px; height: 18px; position: relative; }
.search-close-button span::before, .search-close-button span::after { content: ""; position: absolute; left: 8px; top: 0; width: 2px; height: 18px; background: #fff; }
.search-close-button span::before { transform: rotate(45deg); }
.search-close-button span::after { transform: rotate(-45deg); }

.site-main { min-height: 60vh; }
.home-block { position: relative; overflow: hidden; }
.home-block[data-reveal] { opacity: 0; transform: translateY(24px); transition: opacity 520ms ease, transform 520ms ease; }
.home-block.is-visible, [data-reveal].is-visible { opacity: 1; transform: translateY(0); }

.hero-block { min-height: 760px; padding: calc(var(--header-height) + 92px) 0 90px; color: #fff; background: var(--brand); }
.hero-background { position: absolute; inset: 0; overflow: hidden; opacity: 1; transform: scale(1); animation: hero-background-enter 1800ms cubic-bezier(.16, 1, .3, 1) both; }
.hero-background::before { content: ""; position: absolute; inset: 0; z-index: 1; background: radial-gradient(circle at 72% 24%, rgba(255,255,255,.18), transparent 34%), linear-gradient(90deg, rgba(10, 18, 28, .34), rgba(10, 18, 28, .08) 42%, rgba(10, 18, 28, .22)); pointer-events: none; }
.hero-background::after { content: ""; position: absolute; inset: auto 0 0; z-index: 2; height: 42%; background: linear-gradient(180deg, rgba(239, 237, 233, 0), rgba(239, 237, 233, .72) 76%, #efede9 100%); pointer-events: none; }
.hero-background picture, .hero-background img { width: 100%; height: 100%; }
.hero-background picture { display: block; }
.hero-background img { object-fit: cover; filter: saturate(.95) contrast(1.04); }
.hero-shell { position: relative; z-index: 1; }
.hero-content { max-width: 760px; text-shadow: 0 18px 46px rgba(0, 0, 0, 0.28); }
.section-kicker, .public-kicker { margin: 0 0 12px; color: var(--gold-soft); font-size: .9rem; font-weight: 900; letter-spacing: 0; text-transform: none; }
.hero-content h1 { margin: 0; font-size: clamp(3rem, 6.4vw, 6.6rem); font-weight: 300; line-height: 1; }
.hero-summary { max-width: 760px; margin: 24px 0 0; font-size: 1.18rem; line-height: 1.62; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 26px; margin-top: 24px; align-items: center; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 0 22px; font-weight: 900; }
.button-primary { color: #fff; background: var(--brand); }
.button-secondary { color: var(--brand); background: #fff; }
.hero-block .button-primary { color: var(--brand-strong); background: #fff; }
.hero-block .button-secondary { color: #fff; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.42); }
.hero-reveal-item { opacity: 1; transform: translateY(0); animation: hero-item-enter 980ms cubic-bezier(.16, 1, .3, 1) both; }
.hero-reveal-item:nth-child(1) { animation-delay: 220ms; }
.hero-reveal-item:nth-child(2) { animation-delay: 340ms; }
.hero-reveal-item:nth-child(3) { animation-delay: 460ms; }
.hero-reveal-item:nth-child(4) { animation-delay: 580ms; }

.hero-premium-finance {
  min-height: 780px;
  padding-bottom: 0;
  color: #2b2624;
  background: #efede9;
}
.hero-premium-finance::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -1px;
  z-index: 0;
  height: clamp(92px, 11vw, 150px);
  background: linear-gradient(180deg, rgba(243, 242, 240, 0), rgba(244, 242, 239, .86) 68%, #f4f2ef 100%);
  pointer-events: none;
}
.hero-premium-finance .hero-background::after {
  height: 45%;
  background: linear-gradient(180deg, rgba(255,255,255,0), rgba(239, 237, 233, .46) 66%, #f4f2ef 100%);
}
.hero-premium-finance .hero-shell {
  min-height: 630px;
  display: flex;
  align-items: flex-end;
  justify-content: center;
}
.hero-premium-finance .hero-content {
  position: relative;
  width: min(1160px, calc(100% - 128px));
  max-width: none;
  margin: 0 auto clamp(26px, 3.2vw, 44px);
  padding: clamp(28px, 3vw, 38px) clamp(46px, 5.2vw, 76px);
  color: #2b2624;
  background: linear-gradient(135deg, rgba(244,247,248,.82), rgba(255,255,255,.64));
  border: 1px solid rgba(255,255,255,.78);
  box-shadow: 0 22px 58px rgba(26, 32, 38, 0.11);
  backdrop-filter: blur(14px);
  text-shadow: none;
  opacity: 1;
  transform: translateY(0);
  animation: hero-panel-enter 1200ms cubic-bezier(.16, 1, .3, 1) 120ms both;
}
.hero-premium-finance .hero-content::before {
  content: "";
  position: absolute;
  right: clamp(-18px, -1.1vw, -12px);
  bottom: clamp(24px, 3vw, 38px);
  z-index: 0;
  width: clamp(16px, 1.3vw, 24px);
  height: clamp(88px, 7.6vw, 124px);
  background: linear-gradient(180deg, rgba(139, 25, 27, .92), rgba(92, 16, 19, .92));
  box-shadow: 0 18px 34px rgba(77, 14, 17, .1);
  opacity: 1;
  transform: translate(0, 0) scale(1);
  animation: hero-accent-enter 980ms cubic-bezier(.16, 1, .3, 1) 520ms both;
}
.hero-premium-finance .section-kicker {
  color: #a9824f;
  font-size: clamp(2rem, 3.2vw, 3.7rem);
  font-weight: 400;
  line-height: 1.02;
  margin-bottom: 4px;
}
.hero-premium-finance .hero-content h1 {
  max-width: 840px;
  color: #7a1416;
  font-size: clamp(2.55rem, 4vw, 4.75rem);
  line-height: 1.04;
}
.hero-premium-finance .hero-summary {
  max-width: 760px;
  margin-top: 18px;
  color: #34302f;
  font-size: 1.06rem;
  line-height: 1.58;
}
.hero-premium-finance .hero-actions { margin-top: 20px; }
.hero-premium-finance .button {
  min-height: auto;
  padding: 0;
  color: #7a1416;
  background: transparent;
  border: 0;
  font-size: .86rem;
  font-weight: 900;
  letter-spacing: .02em;
  text-transform: uppercase;
  transition: color 180ms ease, transform 180ms ease;
}
.hero-premium-finance .button:hover, .hero-premium-finance .button:focus-visible { color: #4d0e11; transform: translateX(2px); }
.hero-premium-finance .hero-editorial-link::after { content: "→"; display: inline-block; margin-left: 14px; font-size: 1.05rem; line-height: 1; transition: transform 180ms ease; }
.hero-premium-finance .hero-editorial-link:hover::after, .hero-premium-finance .hero-editorial-link:focus-visible::after { transform: translateX(4px); }
.hero-premium-finance .button-secondary { color: rgba(122, 20, 22, .72); }


@media (prefers-reduced-motion: reduce) {
  .hero-background,
  .hero-content,
  .hero-content::before,
  .hero-reveal-item {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
    animation: none !important;
  }
}
@keyframes hero-background-enter {
  from { opacity: 0; transform: scale(1.035); filter: saturate(.88) contrast(1.02); }
  to { opacity: 1; transform: scale(1); filter: saturate(.95) contrast(1.04); }
}

@keyframes hero-panel-enter {
  from { opacity: 0; transform: translateY(46px); }
  to { opacity: 1; transform: translateY(0); }
}

@keyframes hero-accent-enter {
  from { opacity: 0; transform: translate(18px, 18px) scale(.86); }
  to { opacity: 1; transform: translate(0, 0) scale(1); }
}

@keyframes hero-item-enter {
  from { opacity: 0; transform: translateY(22px); }
  to { opacity: 1; transform: translateY(0); }
}
.home-block:not(.hero-block) { padding: clamp(68px, 8vw, 126px) 0; }
.feature-grid-block { padding: clamp(68px, 8vw, 126px) 0; background: var(--surface); overflow: hidden; }
.feature-grid-block.feature-grid { display: block; }
.feature-grid-block .block-shell { width: var(--content); margin-left: auto; margin-right: auto; }
.section-heading { max-width: 760px; margin-bottom: 34px; }
.split-heading { display: grid; grid-template-columns: minmax(0, .78fr) minmax(0, 1fr); gap: clamp(28px, 6vw, 86px); align-items: end; max-width: none; }
.section-heading h2, .section-heading h3 { margin: 0; color: var(--brand); font-size: clamp(2rem, 3.7vw, 4rem); font-weight: 300; line-height: 1.08; }
.section-heading p { margin: 16px 0 0; color: var(--ink); font-size: 1.06rem; line-height: 1.75; }
.arrow-link, .text-link { display: inline-flex; align-items: center; gap: 10px; color: var(--brand); font-weight: 900; }
.arrow-link.light { color: #fff; }
.arrow-link::after, .text-link::after { content: "\2192"; }

.feature-grid, .business-card-grid, .join-card-grid, .metric-grid, .public-card-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.feature-card, .business-card, .join-card, .metric-card, .public-card, .audience-item { background: #fff; border: 1px solid rgba(123, 23, 27, .08); box-shadow: 0 18px 52px rgba(35, 28, 25, .07); }
.feature-card, .business-card, .join-card, .metric-card, .audience-item { padding: clamp(22px, 3vw, 34px); }
.feature-card h3, .business-card h3, .join-card h3, .audience-item h3, .public-card h2 { margin: 0; color: var(--brand); font-size: 1.35rem; line-height: 1.25; }
.feature-card p, .business-card p, .join-card p, .audience-item p, .public-card p { color: var(--muted); line-height: 1.7; }
.feature-card { overflow: hidden; }
.feature-card img { width: calc(100% + clamp(44px, 6vw, 68px)); max-width: none; height: 180px; margin: calc(clamp(22px, 3vw, 34px) * -1) calc(clamp(22px, 3vw, 34px) * -1) 22px; object-fit: cover; background: var(--surface-soft); }

.business-overview-block, .public-section, .page-body-section { background: var(--surface); }
.location-tabs-block, .investor-highlight-block { background: var(--page-bg); }
.business-background, .join-background { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; pointer-events: none; opacity: .12; }
.wave-field {
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: .7;
  background-image: url("/assets/generated/premium-finance/decor-gold-wave-lines.svg");
  background-repeat: no-repeat;
  background-position: right 6vw center;
  background-size: min(920px, 72vw) auto;
}
.business-shell, .investor-shell, .join-shell { position: relative; z-index: 1; }
.business-lower { display: grid; grid-template-columns: 280px minmax(0, 1fr); gap: 28px; align-items: start; }
.business-lower.without-stat { grid-template-columns: 1fr; }
.business-stat { padding: 28px; color: #fff; background: var(--brand); }
.business-stat strong, .metric-value { display: block; font-size: clamp(2rem, 4vw, 4rem); font-weight: 300; line-height: 1; }
.business-card-grid.two-columns { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.business-card { min-height: 148px; display: flex; flex-direction: column; justify-content: space-between; gap: 18px; }
.business-card span { color: var(--brand); font-size: 1.18rem; font-weight: 900; line-height: 1.28; }
.business-card small { color: var(--muted); font-size: .98rem; line-height: 1.55; }
.metric-topline { color: var(--gold); font-size: .78rem; font-weight: 900; letter-spacing: 0; text-transform: none; }
.metric-card.is-updating .metric-value { font-size: 1.6rem; }

.business-premium-finance {
  min-height: 780px;
  background: linear-gradient(180deg, #fff 0%, #fbfaf8 58%, #f5f2ee 100%);
}
.business-premium-finance::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background: radial-gradient(circle at 30% 36%, rgba(181, 138, 82, .08), transparent 28%);
  pointer-events: none;
}
.business-premium-finance .business-background {
  inset: auto 0 0 auto;
  width: min(50vw, 860px);
  height: 82%;
  opacity: .42;
  object-position: right bottom;
  filter: saturate(.86) contrast(1.04);
}
.business-premium-finance .business-shell {
  padding-top: clamp(20px, 3.4vw, 50px);
}
.business-premium-finance .section-heading {
  max-width: 1040px;
  align-items: start;
  margin-bottom: clamp(34px, 4.6vw, 62px);
}
.business-premium-finance .section-heading h2 {
  max-width: 460px;
  font-size: clamp(2.65rem, 3.6vw, 4.2rem);
  line-height: 1.03;
}
.business-premium-finance .section-heading p {
  max-width: 640px;
  margin-top: 8px;
}
.business-premium-finance .business-card-grid {
  max-width: 760px;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  counter-reset: business-card;
}
.business-premium-finance .business-card {
  position: relative;
  min-height: 178px;
  padding: 28px 30px 26px;
  overflow: hidden;
  border: 1px solid rgba(122, 20, 22, .06);
  background: linear-gradient(145deg, rgba(255,255,255,.96), rgba(255,255,255,.84));
  box-shadow: 0 18px 52px rgba(35, 28, 25, .07);
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}
.business-premium-finance .business-card::before {
  counter-increment: business-card;
  content: "0" counter(business-card);
  color: rgba(181, 138, 82, .82);
  font-size: .78rem;
  font-weight: 900;
  letter-spacing: .08em;
}
.business-premium-finance .business-card::after {
  content: "→";
  position: absolute;
  right: 26px;
  bottom: 22px;
  color: rgba(122, 20, 22, .72);
  font-size: 1rem;
  transition: transform 180ms ease;
}
.business-premium-finance .business-card:hover,
.business-premium-finance .business-card:focus-visible {
  border-color: rgba(181, 138, 82, .28);
  box-shadow: 0 24px 66px rgba(35, 28, 25, .1);
  transform: translateY(-4px);
}
.business-premium-finance .business-card:hover::after,
.business-premium-finance .business-card:focus-visible::after {
  transform: translateX(4px);
}
.business-premium-finance .business-card span {
  color: var(--brand);
  font-weight: 800;
  font-size: 1.22rem;
}
.business-premium-finance .business-card small {
  max-width: 250px;
  padding-right: 24px;
  color: #514a46;
  line-height: 1.62;
}
.investor-premium-finance {
  background: radial-gradient(circle at 78% 16%, rgba(181, 138, 82, .1), transparent 26%), linear-gradient(180deg, #f8f6f2 0%, #f0ece5 100%);
}
.investor-premium-finance::before {
  content: "";
  position: absolute;
  right: clamp(48px, 8vw, 150px);
  bottom: clamp(44px, 7vw, 120px);
  z-index: 0;
  width: clamp(220px, 28vw, 440px);
  height: clamp(160px, 20vw, 320px);
  border: 1px solid rgba(181, 138, 82, .12);
  background: linear-gradient(135deg, rgba(255,255,255,.34), rgba(255,255,255,0));
  transform: skewX(-10deg);
  pointer-events: none;
}
.investor-premium-finance .wave-field {
  opacity: .38;
  background-size: min(760px, 56vw) auto;
  background-position: right 10vw top 26px;
}
.investor-premium-finance .section-heading {
  align-items: start;
  margin-bottom: clamp(42px, 5.2vw, 74px);
}
.investor-premium-finance .section-heading h2 {
  max-width: 560px;
  font-size: clamp(2.45rem, 3.45vw, 4.05rem);
  line-height: 1.06;
}
.investor-premium-finance .section-heading p {
  max-width: 650px;
  color: #302b29;
}
.investor-premium-finance .metric-grid {
  max-width: 960px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-left: auto;
  gap: 24px;
  counter-reset: investor-card;
}
.investor-premium-finance .metric-card {
  position: relative;
  overflow: hidden;
  min-height: 184px;
  padding: 30px 34px 28px;
  border: 1px solid rgba(181, 138, 82, .16);
  background: linear-gradient(145deg, rgba(255,255,255,.99), rgba(255,255,255,.9));
  box-shadow: 0 20px 56px rgba(35, 28, 25, .075);
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}
.investor-premium-finance .metric-card::before {
  counter-increment: investor-card;
  content: "0" counter(investor-card);
  position: absolute;
  right: 30px;
  top: 26px;
  color: rgba(181, 138, 82, .72);
  font-size: .76rem;
  font-weight: 900;
  letter-spacing: .08em;
}
.investor-premium-finance .metric-card::after {
  content: "→";
  position: absolute;
  right: 30px;
  bottom: 26px;
  color: rgba(122, 20, 22, .68);
  transition: transform 180ms ease;
}
.investor-premium-finance .metric-card .metric-topline::before {
  content: "";
  display: block;
  width: 42px;
  height: 2px;
  margin-bottom: 18px;
  background: linear-gradient(90deg, #b58a52, rgba(181, 138, 82, 0));
}
.investor-premium-finance .metric-card:hover,
.investor-premium-finance .metric-card:focus-within {
  border-color: rgba(181, 138, 82, .28);
  box-shadow: 0 24px 66px rgba(35, 28, 25, .1);
  transform: translateY(-4px);
}
.investor-premium-finance .metric-card:hover::after,
.investor-premium-finance .metric-card:focus-within::after {
  transform: translateX(4px);
}
.investor-premium-finance .metric-topline {
  color: #a9824f;
  padding-right: 48px;
  font-size: .8rem;
  text-transform: uppercase;
  letter-spacing: .04em;
}
.investor-premium-finance .metric-topline small {
  margin-left: 6px;
  color: rgba(122, 20, 22, .62);
}
.investor-premium-finance .metric-value {
  padding-right: 42px;
  margin-top: 8px;
}
.investor-premium-finance .metric-value strong {
  color: #211f1e;
  font-size: clamp(1.45rem, 2vw, 2rem);
  font-weight: 400;
  line-height: 1.2;
}

.audience-list { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.insight-block, .join-banner-block { color: #fff; background: #321b1d; }
.insight-block .section-heading h2, .insight-block .section-heading p, .join-banner-block .section-heading h2, .join-banner-block p { color: #fff; }
.featured-insight { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1fr); gap: 28px; margin-bottom: 24px; background: rgba(255,255,255,.1); }
.featured-insight-image img { width: 100%; height: 100%; min-height: 320px; object-fit: cover; }
.featured-insight-copy { padding: clamp(24px, 4vw, 44px); }
.item-date { color: var(--gold-soft); font-weight: 800; }
.insight-list { display: grid; gap: 12px; }
.insight-item { display: grid; grid-template-columns: 150px minmax(0, 1fr) auto; gap: 18px; align-items: center; padding: 18px 0; border-top: 1px solid rgba(255,255,255,.22); }
.insight-thumb img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; }
.insight-item-copy h3 { margin: 0; }
.insight-item-copy p { margin: 8px 0 0; }
.insight-block .text-link { color: #fff; }
.join-banner-block { overflow: hidden; }
.join-banner-block::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(16,39,36,.94), rgba(16,39,36,.72)); pointer-events: none; }
.join-shell { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1fr); gap: clamp(28px, 6vw, 84px); align-items: center; }
.join-copy h2 { margin: 0; font-size: clamp(2.1rem, 4.4vw, 4.8rem); font-weight: 300; line-height: 1.05; }
.join-copy p { max-width: 620px; margin: 20px 0 0; line-height: 1.76; }
.join-card { color: var(--ink); }
.join-card strong { color: var(--brand); font-size: 1.12rem; }
.join-card span { color: var(--muted); line-height: 1.62; }

.join-premium-finance {
  min-height: 660px;
  color: #2b2624;
  background: linear-gradient(180deg, #faf9f7 0%, #f3f0eb 100%);
}
.join-premium-finance .join-background {
  opacity: .24;
  object-position: center bottom;
  filter: saturate(.88) contrast(1.04);
}
.join-premium-finance::after {
  background: linear-gradient(90deg, rgba(250, 249, 247, .96) 0%, rgba(250, 249, 247, .9) 42%, rgba(250, 249, 247, .68) 100%);
}
.join-premium-finance .join-shell {
  grid-template-columns: minmax(280px, .76fr) minmax(0, 1.24fr);
  align-items: center;
}
.join-premium-finance .join-copy {
  text-align: left;
  justify-self: start;
  max-width: 500px;
}
.join-premium-finance .join-copy h2 {
  font-size: clamp(2.75rem, 4vw, 4.5rem);
}
.join-premium-finance .join-copy p {
  max-width: 440px;
}
.join-premium-finance .join-copy h2,
.join-premium-finance .join-copy p {
  color: #7a1416;
}
.join-premium-finance .join-copy p {
  color: #2f2b29;
}
.join-premium-finance .arrow-link.light {
  color: #7a1416;
}
.join-premium-finance .join-card-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  counter-reset: join-card;
}
.join-premium-finance .join-card {
  position: relative;
  min-height: 184px;
  overflow: hidden;
  border: 1px solid rgba(122, 20, 22, .06);
  background: linear-gradient(145deg, rgba(255,255,255,.98), rgba(255,255,255,.86));
  box-shadow: 0 18px 52px rgba(35, 28, 25, .07);
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}
.join-premium-finance .join-card::before {
  counter-increment: join-card;
  content: "0" counter(join-card);
  color: rgba(181, 138, 82, .78);
  font-size: .76rem;
  font-weight: 900;
  letter-spacing: .08em;
}
.join-premium-finance .join-card::after {
  content: "→";
  position: absolute;
  right: 28px;
  bottom: 24px;
  color: rgba(122, 20, 22, .68);
  transition: transform 180ms ease;
}
.join-premium-finance .join-card:hover,
.join-premium-finance .join-card:focus-visible {
  border-color: rgba(181, 138, 82, .28);
  box-shadow: 0 24px 66px rgba(35, 28, 25, .1);
  transform: translateY(-4px);
}
.join-premium-finance .join-card:hover::after,
.join-premium-finance .join-card:focus-visible::after {
  transform: translateX(4px);
}
.join-premium-finance .join-card strong {
  color: #7a1416;
  font-size: 1.32rem;
  font-weight: 500;
  line-height: 1.22;
}
.join-premium-finance .join-card span {
  padding-right: 24px;
  color: #514a46;
}

.insights-premium-finance {
  color: #2b2624;
  background: #f3f2f0;
}
.insights-premium-finance .section-heading h2,
.insights-premium-finance .section-heading p {
  color: #2b2624;
}
.insights-premium-finance .section-heading h2,
.insights-premium-finance .featured-insight-copy h3,
.insights-premium-finance .insight-item h3 {
  color: #7a1416;
}
.insights-premium-finance .featured-insight {
  gap: 0;
  background: #fff;
  box-shadow: 0 18px 48px rgba(31, 23, 20, 0.07);
}
.insights-premium-finance .featured-insight-image img {
  min-height: 420px;
}
.insights-premium-finance .featured-insight-copy {
  align-self: stretch;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: rgba(255, 255, 255, .92);
}
.insights-premium-finance .item-date {
  color: #8d6b49;
}
.insights-premium-finance .insight-list {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}
.insights-premium-finance .insight-item {
  display: grid;
  grid-template-columns: 1fr;
  align-items: start;
  gap: 0;
  padding: 0;
  background: #fff;
  border: 0;
  box-shadow: 0 16px 42px rgba(31, 23, 20, 0.06);
}
.insights-premium-finance .insight-thumb img {
  aspect-ratio: 16 / 9;
}
.insights-premium-finance .insight-item-copy {
  padding: 22px;
}
.insights-premium-finance .insight-item-copy h3 {
  font-size: clamp(1.35rem, 2.2vw, 2rem);
  font-weight: 300;
  line-height: 1.18;
}
.insights-premium-finance .insight-item-copy p {
  color: var(--muted);
}
.insights-premium-finance .text-link {
  align-self: end;
  padding: 0 22px 22px;
  color: #7a1416;
}

.location-tabs-layout { display: grid; grid-template-columns: 320px minmax(0, 1fr); gap: 34px; }
.location-tab-list { display: grid; gap: 10px; }
.location-tab { border: 1px solid var(--line); padding: 16px; color: var(--brand); background: #fff; text-align: left; font-weight: 900; cursor: pointer; }
.location-tab.is-active { color: #fff; background: var(--brand); }
.location-panel { display: none; background: #fff; box-shadow: var(--shadow); }
.location-panel.is-active { display: block; }
.location-panel img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; }
.location-caption { padding: 24px; }
.pin-icon { display: inline-block; width: 14px; height: 14px; margin-right: 10px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 6px rgba(155, 118, 83, .16); vertical-align: -1px; }

.location-premium-finance {
  margin-top: 0;
  padding-top: clamp(86px, 8vw, 126px);
  background: linear-gradient(180deg, #f4f2ef 0%, #f7f5f1 34%, #fff 100%);
}
.location-premium-finance::before {
  display: none;
}
.location-premium-finance .section-heading {
  align-items: start;
  margin-bottom: clamp(40px, 5vw, 68px);
}
.location-premium-finance .section-heading h2 {
  max-width: 520px;
  font-size: clamp(2.8rem, 4vw, 4.7rem);
  line-height: 1.03;
}
.location-premium-finance .section-heading p {
  max-width: 620px;
  margin-top: 8px;
}
.location-premium-finance .location-tabs-layout {
  position: relative;
  grid-template-columns: minmax(220px, 330px) minmax(0, 1fr);
  gap: clamp(58px, 8vw, 112px);
  align-items: center;
}
.location-premium-finance .location-tab-list {
  position: relative;
  padding-left: 28px;
  gap: 0;
}
.location-premium-finance .location-tab-list::before {
  content: "";
  position: absolute;
  left: 6px;
  top: 0;
  bottom: 0;
  width: 1px;
  background: rgba(181, 138, 82, .48);
}
.location-premium-finance .location-tab {
  position: relative;
  border: 0;
  padding: 15px 0;
  color: #2f2b29;
  background: transparent;
  font-size: 1.08rem;
}
.location-premium-finance .location-tab::before {
  content: "";
  position: absolute;
  left: -29px;
  top: 20px;
  width: 14px;
  height: 14px;
  background: transparent;
}
.location-premium-finance .location-tab.is-active {
  color: #7a1416;
  background: transparent;
}
.location-premium-finance .location-tab.is-active::before {
  background: #7a1416;
}
.location-premium-finance .location-panel {
  overflow: hidden;
  background: rgba(255, 255, 255, .82);
  box-shadow: 0 18px 46px rgba(31, 23, 20, .075);
}
.location-premium-finance .location-panel img {
  aspect-ratio: 16 / 9.6;
}
.location-premium-finance .location-caption {
  background: linear-gradient(90deg, #eee9df, #f7f4ef);
  color: #7a1416;
  font-size: 1.25rem;
}

.contact-band { background: var(--gold-soft); }
.contact-shell { display: flex; justify-content: space-between; align-items: center; gap: 24px; }
.contact-shell h2 { margin: 0; color: var(--brand); font-size: clamp(2rem, 4vw, 4rem); font-weight: 300; }

.inner-banner-block, .public-page-hero, .inner-page-basic, .search-page-section { padding: calc(var(--header-height) + 72px) 0 72px; background: linear-gradient(135deg, #fff, #edf3f0); }
.inner-banner-block { position: relative; min-height: 430px; color: #fff; background: var(--brand); }
.inner-banner-media { position: absolute; inset: 0; }
.inner-banner-media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(7, 28, 26, .72), rgba(7, 28, 26, .14)); }
.inner-banner-media img { width: 100%; height: 100%; object-fit: cover; }
.inner-banner-content { position: relative; z-index: 1; padding-top: var(--header-height); }
.inner-banner-card { max-width: 760px; padding: 0; background: transparent; }
.inner-banner-card h1, .public-page-hero h1, .inner-page-basic h1 { margin: 0; font-size: clamp(2.6rem, 5vw, 5.4rem); font-weight: 300; line-height: 1.05; color: var(--brand); }
.inner-banner-card h1 { color: #fff; }
.breadcrumb { color: var(--gold-soft); font-weight: 900; }
.page-body { max-width: 860px; font-size: 1.08rem; line-height: 1.85; }

.public-page-hero p, .inner-page-basic p { max-width: 760px; color: var(--muted); font-size: 1.12rem; line-height: 1.75; }
.public-card { overflow: hidden; }
.public-card img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; }
.public-card-body { padding: 22px; }
.public-empty-state, .search-empty-message, .system-message { padding: 28px; background: #fff; border: 1px solid var(--line); }
.public-rich-text { max-width: 860px; padding: 64px 0; line-height: 1.85; font-size: 1.08rem; }
.public-article-cover img { width: 100%; max-height: 560px; object-fit: cover; }

.search-page-shell { display: grid; gap: 24px; }
.search-page-form { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 10px; }
.search-page-form input { min-height: 54px; border: 1px solid var(--line); padding: 0 16px; }
.search-page-form button, .search-filter-pill { border: 0; color: #fff; background: var(--brand); padding: 0 20px; font-weight: 900; cursor: pointer; }
.search-filter-list { display: flex; flex-wrap: wrap; gap: 10px; }
.search-filter-pill { min-height: 38px; display: inline-flex; align-items: center; background: #fff; color: var(--brand); border: 1px solid var(--line); }
.search-filter-pill.is-selected { color: #fff; background: var(--brand); }
.search-result-list { display: grid; gap: 14px; }
.search-result-item { padding: 22px; background: #fff; border: 1px solid var(--line); }
.search-result-meta { color: var(--gold); font-weight: 900; }
.search-pagination { display: flex; gap: 10px; align-items: center; justify-content: center; }
.search-pagination a { padding: 10px 14px; color: #fff; background: var(--brand); font-weight: 900; }

.site-footer {
  position: relative;
  overflow: hidden;
  color: #fff;
  background:
    radial-gradient(circle at 18% 18%, rgba(201, 157, 95, .18), transparent 28%),
    radial-gradient(circle at 78% 4%, rgba(122, 20, 22, .38), transparent 34%),
    linear-gradient(135deg, #281b19 0%, #351719 42%, #160d0e 100%);
  border-top: 1px solid rgba(201, 157, 95, .62);
}

.site-footer::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(255,255,255,.026) 1px, transparent 1px),
    linear-gradient(180deg, rgba(255,255,255,.022) 1px, transparent 1px);
  background-size: 104px 104px;
  mask-image: linear-gradient(90deg, rgba(0,0,0,.3), transparent 74%);
}

.site-footer::after {
  content: "";
  position: absolute;
  inset: 0 auto auto 0;
  width: 100%;
  height: 2px;
  background: linear-gradient(90deg, rgba(201, 157, 95, .95), rgba(201, 157, 95, .18), transparent);
}

.footer-top {
  position: relative;
  z-index: 1;
  padding: clamp(64px, 7vw, 104px) 0 clamp(48px, 6vw, 76px);
}

.footer-shell {
  display: grid;
  grid-template-columns: minmax(260px, 360px) minmax(0, 1fr);
  gap: clamp(54px, 8vw, 132px);
  align-items: start;
}

.footer-brand-panel {
  position: relative;
  display: grid;
  gap: 24px;
  padding-top: 4px;
}

.footer-brand-panel::before {
  content: "";
  width: 74px;
  height: 1px;
  background: linear-gradient(90deg, rgba(201, 157, 95, .95), rgba(201, 157, 95, 0));
}

.footer-brand {
  position: relative;
  display: inline-flex;
  align-items: center;
  width: min(300px, 100%);
  padding: 16px 20px;
  color: #fff;
  background:
    linear-gradient(135deg, rgba(255, 253, 247, .98), rgba(239, 229, 211, .92));
  border: 1px solid rgba(201, 157, 95, .5);
  box-shadow: 0 22px 54px rgba(0, 0, 0, .24), inset 0 1px 0 rgba(255,255,255,.75);
}

.footer-brand::after {
  content: "";
  position: absolute;
  inset: 8px;
  border: 1px solid rgba(122, 20, 22, .08);
  pointer-events: none;
}

.footer-brand .brand-symbol {
  width: 40px;
  height: 40px;
  box-shadow: 0 10px 26px rgba(0,0,0,.22);
}

.footer-brand-text {
  max-width: 180px;
  color: rgba(255,255,255,.94);
  font-size: .98rem;
  letter-spacing: .01em;
}

.footer-logo-image {
  position: relative;
  z-index: 1;
  display: block;
  width: 100%;
  height: auto;
  max-height: 74px;
  object-fit: contain;
  object-position: left center;
}

.footer-brand-line {
  width: min(220px, 88%);
  height: 1px;
  background: linear-gradient(90deg, rgba(226, 210, 189, .56), rgba(226, 210, 189, .06));
}

.footer-navigation {
  counter-reset: footer-group;
  display: grid;
  grid-template-columns: repeat(3, minmax(150px, 1fr));
  gap: clamp(30px, 4.6vw, 68px);
  padding-top: 2px;
}

.footer-link-group {
  position: relative;
  display: grid;
  gap: 14px;
  padding-top: 30px;
}

.footer-link-group::before {
  content: "0" counter(footer-group);
  counter-increment: footer-group;
  position: absolute;
  left: 0;
  top: 0;
  color: rgba(226, 210, 189, .72);
  font-size: .7rem;
  font-weight: 900;
  letter-spacing: .16em;
}

.footer-link-group::after {
  content: "";
  position: absolute;
  left: 34px;
  top: 9px;
  width: 38px;
  height: 1px;
  background: linear-gradient(90deg, rgba(226, 210, 189, .55), rgba(226, 210, 189, 0));
}

.footer-link-group a {
  position: relative;
  width: fit-content;
  color: rgba(255,255,255,.82);
  font-size: .92rem;
  font-weight: 650;
  line-height: 1.45;
  transition: color 180ms ease, transform 180ms ease;
}

.footer-link-group a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: -4px;
  height: 1px;
  background: rgba(226, 210, 189, .86);
  transition: right 180ms ease;
}

.footer-link-group a:hover {
  color: #f4e5cc;
  transform: translateX(4px);
}

.footer-link-group a:hover::after {
  right: 0;
}

.footer-copy {
  position: relative;
  z-index: 1;
  border-top: 1px solid rgba(226, 210, 189, .14);
  padding: 18px 0;
  color: rgba(255,255,255,.64);
  background: rgba(0, 0, 0, .2);
}

.footer-copy .footer-shell {
  display: flex;
  justify-content: space-between;
  gap: 20px;
}

.footer-copy p {
  margin: 0;
  font-size: .84rem;
  letter-spacing: .01em;
}
.contact-hero {
  padding: calc(var(--header-height) + clamp(72px, 9vw, 132px)) 0 clamp(54px, 7vw, 92px);
  background: radial-gradient(circle at 85% 12%, rgba(189, 143, 81, 0.2), transparent 30%), linear-gradient(135deg, #fff 0%, #f3efe8 54%, #e8e2d8 100%);
}
.contact-hero-grid, .contact-form-grid { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(340px, 0.95fr); gap: clamp(28px, 5vw, 76px); align-items: start; }
.contact-hero h1 { margin: 0; color: var(--brand); font-size: clamp(2.8rem, 6vw, 6.4rem); font-weight: 300; line-height: 1.02; }
.contact-hero p { max-width: 680px; margin: 24px 0 0; color: var(--muted); font-size: clamp(1.05rem, 1.5vw, 1.26rem); line-height: 1.75; }
.contact-info-card, .contact-form, .contact-note-panel { background: rgba(255, 255, 255, 0.94); border: 1px solid rgba(118, 0, 9, 0.1); border-radius: 2px; box-shadow: 0 24px 70px rgba(28, 20, 18, 0.1); }
.contact-info-card, .contact-note-panel, .contact-form { padding: clamp(26px, 4vw, 48px); }
.contact-info-card dl { display: grid; gap: 22px; margin: 0; }
.contact-info-card dt { margin-bottom: 6px; color: var(--brand); font-size: 0.78rem; font-weight: 900; letter-spacing: 0.02em; text-transform: uppercase; }
.contact-info-card dd { margin: 0; color: var(--ink); font-size: 1.02rem; line-height: 1.65; }
.contact-form-section { padding: clamp(56px, 8vw, 108px) 0; background: linear-gradient(180deg, #f7f4ee 0%, #ffffff 100%); }
.contact-note-panel { position: sticky; top: calc(var(--header-height) + 28px); }
.contact-note-panel h2 { margin: 0; color: var(--brand); font-size: clamp(1.85rem, 3vw, 3.3rem); font-weight: 350; line-height: 1.12; }
.contact-note-panel p { margin: 18px 0 0; color: var(--muted); line-height: 1.75; }
.contact-form { display: grid; gap: 22px; }
.contact-two-columns { display: grid; grid-template-columns: 1fr; gap: 22px; }
.contact-field { display: grid; gap: 9px; color: var(--brand); font-weight: 900; }
.contact-field span:first-child { font-size: 0.95rem; letter-spacing: 0.01em; }
.contact-field input, .contact-field textarea { width: 100%; border: 1px solid rgba(118, 0, 9, 0.16); border-radius: 0; background: #fff; color: var(--ink); padding: 16px 18px; font-size: 1rem; line-height: 1.45; resize: vertical; transition: border-color .18s ease, box-shadow .18s ease, background-color .18s ease; }
.contact-field input:focus, .contact-field textarea:focus { outline: 0; border-color: var(--brand); box-shadow: 0 0 0 4px rgba(118, 0, 9, 0.08); background: #fffdfb; }
.contact-consent-panel { display: grid; gap: 8px; }
.contact-consent { display: grid; grid-template-columns: 22px minmax(0, 1fr); gap: 14px; align-items: start; color: var(--muted); line-height: 1.65; padding: 16px 18px; background: rgba(118, 0, 9, 0.035); border: 1px solid rgba(118, 0, 9, 0.08); }
.contact-consent input { width: 16px; height: 16px; margin-top: 5px; accent-color: var(--brand); }
.contact-submit { justify-self: start; min-height: 52px; border: 0; color: #fff; background: var(--brand); padding: 0 30px; font-weight: 900; cursor: pointer; box-shadow: 0 16px 36px rgba(118, 0, 9, 0.18); transition: transform .18s ease, background-color .18s ease, box-shadow .18s ease; }
.contact-submit:hover { background: var(--brand-strong); transform: translateY(-1px); box-shadow: 0 20px 44px rgba(118, 0, 9, 0.22); }
.contact-success, .contact-validation-summary { padding: 14px 16px; line-height: 1.55; border-left: 3px solid currentColor; }
.contact-success { color: #19594f; background: rgba(15, 109, 98, 0.08); }
.contact-validation-summary, .contact-field-error { color: #8a1018; }
.contact-field-error { font-size: 0.9rem; font-weight: 800; }
.contact-honeypot { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }

@media (max-width: 1460px) {
  .header-shell { width: min(100vw - 72px, 1280px); grid-template-columns: 286px minmax(0, 1fr) auto; gap: 18px; }
  .brand-logo-image { width: min(232px, 100%); max-height: 62px; }
  .brand-text { max-width: 122px; }
  .primary-navigation { gap: clamp(14px, 1.2vw, 20px); }
  .nav-link, .utility-link { font-size: 0.72rem; }
  .header-utility { gap: 12px; padding-left: 16px; margin-left: 8px; }
  .header-utility::before { height: 22px; }
  .search-open-button { width: 38px; }
  .search-open-button::after { right: -8px; }
}

@media (max-width: 1180px) {
  .header-shell { width: min(100vw - 48px, 1040px); grid-template-columns: 232px minmax(0, 1fr) auto; gap: 14px; }
  .brand-logo-image { width: min(212px, 100%); max-height: 57px; }
  .primary-navigation { justify-content: flex-end; gap: 12px; }
  .nav-link { font-size: .72rem; padding-inline: 3px; }
  .header-utility::before, .search-open-button::after { display: none; }
  .header-utility .utility-link { display: none; }
}

@media (max-width: 1040px) {
  .contact-note-panel { position: static; }
  :root { --header-height: 70px; --content: min(100vw - 32px, 760px); }
  .header-shell { grid-template-columns: minmax(0, 1fr) auto auto; align-items: center; gap: 8px; }
  .brand-mark { min-height: var(--header-height); align-items: center; }
  .header-utility { gap: 4px; padding-left: 0; margin-left: 0; }
  .search-open-button, .language-current, .menu-toggle { width: 44px; height: 44px; min-height: 44px; padding: 0; }
  .language-current span { line-height: 1; }
  .menu-toggle { display: block; }
  .primary-navigation { position: fixed; left: 0; right: 0; top: var(--header-height); display: none; max-height: calc(100vh - var(--header-height)); overflow: auto; padding: 18px; background: #fff; box-shadow: var(--shadow); }
  .primary-navigation.is-open { display: grid; }
  .nav-link { min-height: 48px; justify-content: space-between; font-size: 1rem; }
  .nav-mega-panel { position: static; padding: 0; box-shadow: none; opacity: 1; pointer-events: auto; transform: none; display: none; }
  .nav-item.is-open .nav-mega-panel { display: block; }
  .nav-mega-inner, .nav-child-grid { width: auto; grid-template-columns: 1fr; gap: 10px; }
  .nav-mega-image { display: none; }
  .nav-child-grid { padding: 6px 0 12px 16px; }
  .nav-child-grid::before { display: none; }
  .nav-child-link { min-height: 38px; color: var(--brand); font-size: .96rem; }
  .nav-child-link i { margin-left: auto; opacity: 1; transform: rotate(45deg); }
  .header-utility::before, .search-open-button::after { display: none; }
  .header-utility .utility-link { display: none; }
  .hero-block { min-height: 710px; }
  .split-heading, .business-lower, .featured-insight, .location-tabs-layout, .join-shell, .contact-hero-grid, .contact-form-grid { grid-template-columns: 1fr; }
  .feature-grid, .business-card-grid, .join-card-grid, .metric-grid, .public-card-grid, .audience-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .hero-premium-finance .hero-shell { min-height: 580px; }
  .hero-premium-finance .hero-content { width: min(980px, calc(100% - 56px)); margin: 0 auto 24px; padding: 28px 38px; }
  .hero-premium-finance .hero-content::before { right: -10px; bottom: 28px; width: 18px; height: 96px; }
  .hero-premium-finance .section-kicker { font-size: clamp(1.8rem, 5.2vw, 3rem); }
  .hero-premium-finance .hero-content h1 { font-size: clamp(2.25rem, 6vw, 3.85rem); }
  .business-premium-finance .business-background { width: 100%; height: 52%; opacity: .38; }
  .investor-premium-finance .metric-grid { max-width: none; margin-left: 0; }
  .location-premium-finance { padding-top: 72px; }
  .location-premium-finance .section-heading { margin-bottom: 34px; }
  .location-premium-finance .section-heading h2 { max-width: none; font-size: clamp(2.35rem, 8vw, 3.4rem); }
  .join-premium-finance .join-shell, .location-premium-finance .location-tabs-layout { grid-template-columns: 1fr; }
  .insights-premium-finance .insight-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-shell { grid-template-columns: 1fr; gap: 34px; }
  .footer-brand-panel { padding-top: 0; }
  .footer-brand { width: min(300px, 100%); }
  .footer-navigation { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 720px) {
  .header-shell { width: calc(100vw - 32px); }
  .contact-form, .contact-note-panel, .contact-info-card { padding: 24px 20px; }
  .contact-field input, .contact-field textarea { padding: 14px 15px; }
  .contact-submit { width: 100%; justify-self: stretch; }
  .brand-symbol { width: 44px; height: 44px; }
  .brand-text { max-width: 128px; font-size: 1.1rem; }
  .brand-logo-image { width: 176px; max-height: 47px; }
  .search-form, .search-page-form { grid-template-columns: 1fr; }
  .hero-block { padding-top: calc(var(--header-height) + 48px); min-height: 560px; }
  .hero-content { max-width: 100%; }
  .hero-content h1 { font-size: clamp(2.45rem, 13vw, 4.2rem); }
  .home-block:not(.hero-block), .public-section, .page-body-section { padding: 48px 0; }
  .feature-grid, .business-card-grid, .join-card-grid, .metric-grid, .public-card-grid, .audience-list, .contact-two-columns { grid-template-columns: 1fr; }
  .contact-shell, .footer-shell { display: grid; }
  .footer-top { padding: 44px 0 36px; }
  .footer-brand-panel { padding-top: 0; }
  .footer-brand { width: min(280px, 100%); padding: 14px 16px; }
  .footer-logo-image { max-height: 64px; }
  .footer-brand-line { width: min(200px, 82%); }
  .footer-navigation { display: grid; grid-template-columns: 1fr; gap: 24px; }
  .footer-link-group { padding-top: 22px; }
  .footer-copy .footer-shell { display: block; }
  .inner-banner-block, .public-page-hero, .inner-page-basic, .search-page-section, .contact-hero { padding-top: calc(var(--header-height) + 44px); }
  .insight-item { grid-template-columns: 1fr; }
  .hero-premium-finance { min-height: 650px; }
  .hero-premium-finance .hero-shell { min-height: 490px; align-items: flex-end; }
  .hero-premium-finance .hero-content { width: min(100%, calc(100vw - 28px)); margin: 0 auto 18px; padding: 22px 20px; }
  .hero-premium-finance .hero-content::before { display: none; }
  .hero-premium-finance .section-kicker { font-size: clamp(1.35rem, 6.4vw, 2.1rem); }
  .hero-premium-finance .hero-content h1 { font-size: clamp(1.9rem, 8.5vw, 3rem); }
  .hero-premium-finance .hero-summary { margin-top: 14px; font-size: .96rem; line-height: 1.58; }
  .hero-premium-finance .hero-actions { gap: 18px; margin-top: 18px; }
  .hero-premium-finance .button { font-size: .82rem; }
  .business-premium-finance { min-height: auto; }
  .business-premium-finance .business-background { opacity: .18; }
  .business-premium-finance .business-card-grid { grid-template-columns: 1fr; }
  .business-premium-finance .business-card { min-height: 154px; }
  .location-premium-finance { margin-top: 0; padding-top: 56px; }
  .location-premium-finance::before { display: none; }
  .location-premium-finance .section-heading { margin-bottom: 28px; }
  .location-premium-finance .section-heading h2 { font-size: clamp(2rem, 8vw, 2.75rem); }
  .location-premium-finance .location-tab-list { padding-left: 22px; }
  .location-premium-finance .location-tab::before { left: -23px; }
  .insights-premium-finance .insight-list { grid-template-columns: 1fr; }
  .insights-premium-finance .featured-insight-image img { min-height: 260px; }
  .investor-premium-finance .metric-grid { grid-template-columns: 1fr; }
  .investor-premium-finance .metric-card { min-height: 142px; }
  .join-premium-finance .join-shell { gap: 28px; }
  .join-premium-finance .join-copy { text-align: left; justify-self: start; }
  .join-premium-finance .join-card-grid { grid-template-columns: 1fr; }
  .join-premium-finance .join-card { min-height: 154px; }
  .join-premium-finance { min-height: auto; }
}